That your own vehicle has insurance cover
That the vehicle is insured for your use
That the insurance documents are in the vehicle
That the vehicle owner has third-party insurance cover
The official DVSA guide to driving states:
A certificate of insurance shows
- who’s insured to drive the vehicle
- the vehicle covered
- the period of cover
- what type of use the vehicle is insured for
- whether there’s cover to drive other vehicles.
Before driving someone else’s vehicle, check your insurance cover. You’re probably only covered for third-party risks. You might not be covered at all!
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