In law, as far as any insurance claim is concerned, the owner of the damaged wall is deemed to be the:

Explanation: • Defendant: No, this would be any person defending themselves against an accusation of criminal actions.
• First party: No, this would be the insurance company covering the insured party.
• Second party: No, this would be the person taking out the insurance policy.
• Third party: Yes, the third party is anyone involved who is not the insurance company or the person taking out the policy.

Category: CPC Case Studies: Legal Matters