What’s the legal minimum insurance cover you must have to drive on public roads?

Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to your vehicle. Basic third-party insurance also won't cover theft or fire damage. Ask your insurance company for advice on the best cover for you and make sure that you read the policy carefully.

Category: Essential documents

References: The Official DVSA Guide to Driving: Section 2, Highway Code: Page 121